Mortgages.
We work with these quality New Zealand lenders*
*this is just a snapshot of the lenders that we work with as at July 2024 if you don't see a lender noted here please do not hesitate to ask if we work with them
First Home Buyers
Buying your first home can be exciting but overwhelming experience. Our service is designed to guide you through the process and make it as smooth possible. We offer expert advice on everything from finding the right property to the best mortgage deal. Let us help you take the first step towards owning your dream home.
Using KiwiSaver
Kiwisaver is a great option for first-time home buyers in New Zealand. By contributing to your Kiwisaver account, you can take advantage of the HomeStart grant and withdraw your savings to put towards first home. It's important to do your research and understand the eligibility criteria and process for using Kiwisaver to buy your first home.
Investment Properties
Are you looking to invest in a property but don't have the funds to do so? Funding an investment property can be a daunting, but there are several options available to you. We can assist you in navigating the finance options to find the most suitable finance for you.
Construction Loans
Construction finance is typically provided secured by the property being built and so can be complex and requires more than the average application. We work with a range of banks and non-banks to provide great solutions for our clients.
Refinancing
Refinancing can provide several benefits, such as lowering your monthly mortgage payments, reducing your interest rate, and shortening the term of your loan It can also help you consolidate debt and access cash for home improvements or other expenses. It's important to carefully consider the costs and potential risks before deciding to refinance.
Bridging Finance
Bridging finance allows you to purchase a new home before you have a sold an existing property. There are typically two types of bridging loans, open and closed. A closed loan is where you have a confirmed sale and know the dates for when any new lending is to be repaid. An open loan is where there is no defined end date. We do the leg work here.
Self-Employed Lending
Typically self employed people find it more difficult to access finance in New Zealand. We take the guess work out of it and ensure that you put your best foot forward. We work with all main New Zealand banks and non-banks to ensure you have all options covered.
Car/Asset Finance
We can assist you in finding a funding solution for your next car or asset for your business to grow. We work with reputable finance companies to ensure you have the best options available to you.