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Mortgages Made Easy – With Options That Work for You.

Work directly with Gareth Veale to find the right mortgage from New Zealand’s leading banks and lenders — clear, personal, and tailored to your goals

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Lenders we work with

We work with these quality New Zealand lenders*

ASB
ANZ
Westpac
SBS
Kiwibank
TSB
BNZ
Cooperative
AIA
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Heartland
Pepper Money
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Unity Credit Union
Liberty
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General Finance
Cressida
ASAP
Fico Finance
Funding Partners
Plus Finance
Gold Band Finance
FMT

*this is just a snapshot of the lenders that we work with as at July 2025 if you don't see a lender noted here please do not hesitate to ask if we work with them

First Home Buyers

Buying your first home can be exciting but overwhelming experience. Our service is designed to guide you through the process and make it as smooth possible. We offer expert advice on everything from finding the right property to the best mortgage deal. Let us help you take the first step towards owning your dream home.

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Using KiwiSaver

Kiwisaver is a great option for first-time home buyers in New Zealand. By contributing to your Kiwisaver account, you can take advantage of the HomeStart grant and withdraw your savings to put towards first home. It's important to do your research and understand the eligibility criteria and process for using Kiwisaver to buy your first home.

Investment Properties

Are you looking to invest in a property but don't have the funds to do so? Funding an investment property can be a daunting, but there are several options available to you. We can assist you in navigating the finance options to find the most suitable finance for you.

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Construction Loans

Construction finance is typically provided secured by the property being built and so can be complex and requires more than the average application. We work with a range of banks and non-banks to provide great solutions for our clients. 

Refinancing

Refinancing can provide several benefits, such as lowering your monthly mortgage payments, reducing your interest rate, and shortening the term of your loan It can also help you consolidate debt and access cash for home improvements or other expenses. It's important to carefully consider the costs and potential risks before deciding to refinance.
 

Managing Finances
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Bridging Finance

Bridging finance allows you to purchase a new home before you have a sold an existing property. There are typically two types of bridging loans, open and closed. A closed loan is where you have a confirmed sale and know the dates for when any new lending is to be repaid. An open loan is where there is no defined end date. We do the leg work here.  

Self-Employed Lending

Typically self employed people find it more difficult to access finance in New Zealand. We take the guess work out of it and ensure that you put your best foot forward. We work with all main New Zealand banks and non-banks to ensure you have all options covered. 

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Car/Asset Finance

We can assist you in finding a funding solution for your next car or asset for your business to grow. We work with reputable finance companies to ensure you have the best options available to you. 

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Expert Mortgage Guidance, Tailored to Your Goals

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